How to Link Bank Details with UAN: A Comprehensive Guide for Indian Employees

Linking your bank details with your Universal Account Number (UAN) is an essential step for employees in India, ensuring smooth processing of Provident Fund (PF) transactions. This article provides a detailed guide on how to link your bank details with your UAN through the Employee's Provident Fund Organisation (EPFO) portal.

Steps to Link Bank Details with UAN

Step 1: Visit the EPFO Website

1. Go to the official EPFO website:

Step 2: Navigate to the UAN Member Portal

2. Click on the Login to Your Account option.

Step 3: Log in to Your Account

3. Enter your UAN password and captcha to log in.

Step 4: Go to the Profile Section

4. Once logged in, navigate to the Add Your Bank Details section. In the KYC (Know Your Customer) section, you will see options to add various details like Aadhaar, PAN, and Bank details.

Step 5: Submit the Details

5. Select the appropriate option and submit your bank details. After entering the details, click on Submit the Details to proceed.

Step 6: Check the Status

6. Click on Check Status to verify if your details have been successfully linked. The status of your KYC details will be displayed in the same section.

Important Points to Remember

Employer Approval

7. The bank details will be linked only after your employer approves the request.

Correct Information

8. Ensure that the bank details you provide are accurate to avoid any issues.

Mobile Number Verification

9. Confirm that your mobile number is registered and active for OTP (One-Time Password) verification during the process.

Alternative Method: Direct Access to KYC AND UPDATE YOUR BANK DETAILS THERE

10. Alternatively, you may go directly to the KYC AND UPDATE YOUR BANK DETAILS section on the UAN members portal and approve with your employer to link your bank details.

Additional Steps for Document Verification

Step 7: Proceed to the KYC Section

11. Click on KYC under the Manage tab. A new screen will pop up displaying several options to update your KYC information.

Step 8: Select the Document to Update

12. Select the type of document you wish to update. For example, if you want to link your PAN details, enter the relevant information as prompted.

Step 9: Upload the KYC Document

13. Next, upload a scanned, self-attested copy of the relevant KYC document. Ensure that the document is in one of the allowed formats (jpg, pdf, or png) and the file size does not exceed 300 KB.

Step 10: Monitor the Approval Status

14. Once you have uploaded the document, its status will show as pending for approval. Only once your employer has verified the document and approved it, the status will change to 'approved by employer/establishment'. You will receive a confirmation SMS on your registered mobile number.

Conclusion

By following the steps outlined in this guide, you can successfully link your bank details with your UAN, ensuring a seamless and efficient experience with the EPFO and the processing of your Provident Fund transactions. If you encounter any issues during the process, do not hesitate to contact your employer's HR department or the EPFO helpdesk for assistance.