How to Send Money to a Paytm Account from a Regular Bank Account without Internet Banking

If you need to send money to a Paytm account from an ordinary bank account, you do have a few options. Here, we will explore the steps you can follow without using internet banking.

1. Visit a Bank Branch

The most straightforward method is to visit your bank branch and request a money transfer to the Paytm account. However, you will need to provide the recipient's Paytm account number and, if required, their IFSC (Indian Financial System Code). Please keep any transaction receipts for your records.

2. Use a Cheque

Another method to transfer money to a Paytm account is by using a cheque. When writing the cheque, ensure that the Paytm account number is included in the memo line. Hand the cheque to the bank teller for processing. This method is simple and works for both local and intercity transfers.

3. Utilize NEFT, RTGS, or IMPS

For larger transfers or if your bank supports these services, you can use NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service). Fill out the necessary forms and provide the recipient's Paytm account number and, if required, their IFSC code. This method is often faster than a cheque transfer but may require the recipient to wait longer to transfer the funds to their Paytm wallet.

4. Deposit Cash Directly at a Paytm Kiosk

If the Paytm account holder is nearby, you can deposit cash directly into their bank account. They can then transfer the funds to their Paytm wallet. This method can be faster, but it may require the recipient to be available to receive the cash.

5. Use Money Transfer Services

Consider using a money transfer service such as Speedpay, BharatBill, or Google Pay. These services often allow you to send cash directly to a Paytm account, making the process faster and easier. Ensure to specify the recipient's Paytm account number and any additional information required by the service.

Remember, even with these methods, keeping transaction receipts for your records is essential for future reference.

Additional Options

Alternatively, you can send money to a Paytm saving bank account via NEFT without internet banking through a NEFT challan. You will need to provide the recipient's Paytm account number and their IFSC code. A sample IFSC code might look like this:

IFSC PAYTM BANK PYTM0123456

For a more convenient experience, consider visiting the nearest ICICI Bank or Paytm Payment Bank. You can deposit cash, and the Paytm account holder can then transfer the funds to their Paytm wallet.